Financing & Credit Programs

Overview

The Opulent Brands™ is committed to supporting organizations, institutions, and individuals with accessible funding options and professional-grade credit programs. We offer two structured solutions designed to meet the needs of businesses, corporate procurement teams, universities, and long-term clients requiring flexible terms.

Our programs are built on financial responsibility, transparency, and strong credit practices, enabling clients to secure services while simultaneously strengthening their business credit profile.

Opulent Brands Financing Solutions

The Opulent Brands Financing Solutions provides clients with access to immediate funding through our third-party financing partner. This option offers a fast approval process, flexible repayment terms, and a high approval rate.

Net-30/45/60 Credit Program

Our internal Net-30/45/60 Program is a structured vendor credit system designed for qualified businesses and institutions seeking to build or strengthen their business credit while engaging in multi-month project work.

This program operates as a billing term extension, not a lending product, and requires clients to maintain ongoing payments through automated invoicing.

Opulent Brands Financing Solutions

Features

How It Works

Ideal For

Soft credit pull
High approval rate (approx. 70%)
Flexible monthly payments
Approval for both individuals and businesses
Funds may be used toward Opulent Events, Weddings, Travel Services, Media Projects, and more
The Opulent Brands receives payment upfront upon financing approval

Ideal For

How It Works

Ideal For

Individual clients seeking large event financing
Wedding clients requiring structured monthly payments
Corporate teams planning long-term projects
Clients unable to meet deposit requirements

How It Works

Client submits a financing application through our third-party financing partner.
Our partners evaluate and approve the financing request
The Opulent Brands receives full payment directly from the client
The client repays the third-party under their selected plan

Clients remain fully responsible for repayments to our external partners.
The Opulent Brands is not a lender and does not underwrite financing decisions.

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Net-30/45/60 Credit Program

Default Terms

All approved clients begin with Net-30 terms.

Upgrade Options

Eligible clients may request extended terms:

Net-45 (Upgrade Tier 1)
▸ $249 annual upgrade fee
▸ Deposit required
▸ AutoPay required
Net-60 (Upgrade Tier 2)
▸ $499 annual upgrade fee
▸ Enhanced deposit required
▸ AutoPay required
▸ Additional credit review

Deposit Requirements

Businesses: 25% deposit
Individuals: 50% deposit
Procurement departments unable to remit deposits: Default to Net-30

Billing Method

Credit terms determine when invoices are due—not when services are completed.

All long-term projects (events, weddings, travel, or media engagements) are billed through:

Monthly retainers
Milestone payments
Scheduled invoice cycles

Credit terms apply to the due dates of these invoices, not the full contract amount.

AutoPay Requirement

All Net-30 / Net-45 / Net-60 accounts must enroll in AutoPay.
Accepted payment methods:

ACH
Corporate debit card
Corporate credit card
Wire transfer

Paper checks and non-verifiable funding sources are not accepted.

Business Credit Reporting

As part of the Net-30 Program, The Opulent Brands reports payment activity to major business credit bureaus, including:

Dun & Bradstreet (D&B)
Experian Business
Equifax Commercial

On-time payments may support a client’s business credit standing.

Late payments may negatively affect reported status and program eligibility.

Eligibility Requirements

Clients applying for the Net Credit Program must provide:

Proof of business registration (EIN required)
Valid government-issued ID for authorized signer
Completed credit application
Deposit confirmation
Agreement to AutoPay terms

Extended terms (Net-45 / Net-60) require additional documentation and credit review.

Program Benefits

For Clients

For Institutions & Corporations

Structured billing aligned with procurement cycles
Professional vendor credit reporting
Tiered credit terms for qualified businesses
Predictable monthly or milestone-based invoicing
Opportunities to strengthen business credit

For Institutions & Corporations

Supports long-term procurement workflows
Formal deposit and billing structures
Consistent reporting for financial accountability
Reduced administrative friction

For Opulent Brands

For Institutions & Corporations

For Opulent Brands

Stable cash flow processes
Clear credit risk management
Stronger alignment with corporate procurement environments
Scalable, compliant credit program

How to Enroll

Clients may initiate enrollment by completing the Opulent Brands Credit (Net Program) Application.
Once approved, credit terms are activated for the duration of the contracted engagement.

To inquire about net program enrollment, please contact:
finance@theopulentbrands.com

Or begin with Opulent Brands Financing Solutions.

Financing & Credit Programs

Overview

Opulent Brands Financing Solutions

Net-30/45/60 Credit Program

Opulent Brands Financing Solutions

Features

How It Works

Ideal For

Ideal For

How It Works

Ideal For

How It Works

How It Works

How It Works

Net-30/45/60 Credit Program

Default Terms

Upgrade Options

Deposit Requirements

Billing Method

AutoPay Requirement

Business Credit Reporting

Eligibility Requirements

Program Benefits

For Clients

For Institutions & Corporations

For Institutions & Corporations

For Institutions & Corporations

For Institutions & Corporations

For Institutions & Corporations

For Opulent Brands

For Institutions & Corporations

For Opulent Brands

How to Enroll

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